208 F.3d 945 (11th Cir. 2000)
Patricia PELFREY, on behalf of herself and the class described herein, Plaintiff-Appellant,
EDUCATIONAL CREDIT MANAGEMENT CORPORATION, Defendant-Appellee.
United States Court of Appeals,
April 6, 2000.
Appeal from the United States District Court for the Northern District of Alabama (No. 98-02422-CV-PT-E); Robert B. Propst, Judge.
Before TJOFLAT and MARCUS, Circuit Judges, and KRAVITCH, Senior Circuit Judge.
We affirm the judgment of the district court granting the defendant's motion for judgment as a matter of law on the ground that the Fair Debt Collection Practices Act, 15 U.S.C. 1692, et seq. (1994), does not apply to the defendant, because the defendant is a "person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity ... is incidental to a bona fide fiduciary obligation...." 15 U.S.C. 1692a(6)(F)(i). See Pelfrey v. Educational Credit Management Corp., 71 F.Supp.2d 1161, 1172-74, 1179-80 (N.D.Ala.1999).