OpenJurist

Personal Bankruptcy Law Lawyers In Albany New York

Albany is the capital city of the state of New York and the county seat of Albany County. Albany is roughly 136 miles (219 km) north of the city of New York, and slightly south of the confluence of the Mohawk and Hudson Rivers. The city sits on the Hudson River and has a major port. As of July 2007, the city had an estimated population of 94,172. Albany has close ties with the nearby cities of Troy, Schenectady, and Saratoga Springs, forming a region called the Capital District, a historic area of the United States. The bulk of this area is made up of the Albany-Schenectady-Troy Metropolitan Statistical Area (MSA), which has a population of 850,957; this MSA is the fourth largest urban area in New York and the 56th largest MSA in the United States. Modern Albany was founded as the Dutch trading posts of Fort Nassau in 1614 and Fort Orange in 1623, and the surrounding community known as Beverwyck. The English renamed the town Albany, in honor of James II, Duke of Albany after they conquered New Netherlands in 1664. A 1686 document issued by Thomas Dongan granted Albany its official charter. After New Amsterdam, Albany is the second-oldest city in the state in terms of its date of incorporation.

What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in New York

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...