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10 A.D. 271

Fleischmann v. Tilt

Appellate Division of the Supreme Court of the State of New York · decided 1896-11-15

<p>Mortgage foreclosure — the judgment should affect only rights acquired after the mortgage — Code of Civil Procedure, § 484.</p> <p>In an action brought to foreclose a mortgage (in the form of a deed) made on the 18th day of May, 1893, by Nathaniel Jarvis, Jr., and assigned to the plaintiffs, it appeared that, subsequent to the execution of the deed and on the 13th day of May, 1895, Nathaniel Jarvis, Jr., and one Albert Tilt, an owner of abutting land, agreed in writing as to the division or boundary lines between their respective properties, and Jarvis and his wife released to Tilt all of the land upon the east of a boundary line agreed upon, and Tilt released to Jarvis all of the land upon the west of that line.</p> <p>Held, that, as this agreement as to the boundary lines was made subsequent to the mortgage deed of the 18th day of May, 1892, Tilt and his wife were proper parties defendant to an action to foreclose it, but that the decision and judgment in that action should be so drawn as to cover and affect only rights in the mortgaged premises which were acquired subsequent to the mortgage deed.</p>

Decided 1896-11-15

O’Brien, J.:

¶1On the 18th of May, 1892, the. defendant Hathaniel Jarvis, Jr., conveyed by deed to Edward T. Wood certain property, embracing the premises foreclosed. On the 13th day of June, 1892, by an instrument in writing, it was agreed that the deed should be declared and accepted as a mortgage. On the 12th day of May, 1895, Jarvis and Tilt, by an instrument in writing, mutually agreed as to “ the division or boundary line between their respective properties,” and Jarvis and wife released to Tilt all of the land to the eastward of such boundary line agreed upon, and Tilt released to Jarvis all of the land westward of such line.

¶2As this agreement was subsequent to the Wood deed, Tilt and his wife were proper parties defendant in this action for the foreclosure of the mortgage made by Jarvis to Wood and assigned to plaintiffs. It was entirely proper, therefore, that both in the findings and in the judgment any rights in and to the mortgaged premises based upon the agreement between Jarvis and Tilt, which ivas subsequent to the mortgage, should be barred and foreclosed. But it was important that neither should be extended further, so as to affect any prior right or title which the Tilts had in any of the property foreclosed or in the adjoining property, because it has been many times held that, in a foreclosure action, no question of title adverse to the mortgagor can be litigated.

¶3*273Sufficient care was not taken in the preparation of the findings and judgment, and these should he corrected so as not to unjustly affect or cloud the title of Tilt. Thus, the first conclusion of law, as found, states “ that the defendants in this action, and each of them, have no interest in or lien upon said premises or any part thereof pr ior to the lien of the plaintiffs’ mortgage.” The question whether Tilt had any interest or lien prior to the plaintiffs’ mortgage was not involved, and could not be litigated in this foreclosure action; and it was, therefore, improper to have such a statement in the conclusion of law. The proper substitute would have been that proposed by the defendant Tilt, to the effect that “ the plaintiffs are entitled to judgment of foreclosure and sale of the premises described in the complaint, and that the defendants in this action, and all persons claiming under them, as to any rights, claim or interest which has accrued subsequent to the execution of the deed from the defendant Edward T. Wood, be barred and foreclosed of every right, claim, lien or equity of redemption -in the said mortgaged premises.”

¶4So also we think that, instead of the sixth finding of fact, the one proposed as a substitute should have been found.

¶5Again, the direction of judgment “ to be entered for the plaintiffs against the said defendants for the sum of $28,955.83, and said taxed costs, with interest,” should be amended so as to exclude the defendants Tilt, who it is not claimed owe any money to plaintiffs. And again in the same direction, that- “ the defendants in this action and all persons claiming under them subsequent to the execution of the deed … be forever barred and foreclosed of every right, claim, lien and equity of redemption in the said mortgaged premises,” might be the subject of misconstruction as affecting any prior claim to an interest in the property which the Tilts had ; and, therefore, to correct any such error or confusion this direction should be “ that the defendants in this action and all persons claiming under them as to any rights, claims or interest which had accrued subsequently to the execution of the deed of the defendant Jarvis to Edward T. Wood, be barred and foreclosed of every right, title, claim, lien and equity of redemption in the said mortgaged, premises.”

¶6*274While giving to the plaintiffs all the relief to which they are entitled, and barring the Tilts from any rights which they claim under the subsequent agreement made between them and Jarvis, the modifications suggested will leave the defendants Tilt in such a position that their interest or title, if any, which was acquired prior to the deed to Wood, will be in no way affected.

¶7The findings, conclusions and judgment should be modified accordingly and as so modified affirmed, without costs.

¶8Van Brunt, P. J., Barrett, Williams and Patterson, JJ., concurred.

¶9Judgment modified as directed in opinion and as so modified affirmed, without costs.

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