103 Wash. 2d 708 - Grange Insurance v. MacKenzie’s Empirical Analysis
1985
Citation profile
40 state decisions
How this case has been cited
Cited by 44 later decisions — most recently July 2006 · most notably American Family Insurance Group v. Hemenway (1998), 128 Wash. 2d 207 - Mid-Century Insurance v. Henault (1995)
40 state decisions
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Relies on 83 Wash. 2d 353 - Dairyland Insurance v. Ward · Giokaris v. Kincaid · Allstate Insurance Company v. Humphrey · Juzefski v. Western Casualty & Surety Co. · 114 Ga. App. 812 - Cotton States Mutual Insurance v. Falls
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 44 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“[I]t is the fact of regular use and not the purpose of that use that is the relevant issue. An insurance company's legitimate interest is in preventing an increase in the quantum of risk without a corresponding increase in the premium; the risk to the insurance company is related only to the amount of time the car is driven, not to the reason that car is driven.”
6 later decisions quote this exact passage“is to provide coverage for isolated use without the payment of an additional premium, but to disallow the interchangeable use of other cars which are not covered by the policy.”
4 later decisions quote this exact passage“(1) to prevent an insured from receiving coverage on all household cars or another uninsured car of the insured by merely purchasing a single policy, and (2) to provide coverage to the insured when engaged in the infrequent use of nonowned vehicles.”
3 later decisions quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.