Sanchez v. Herrera’s Empirical Analysis
1989
Citation profile
2 federal appellate · 12 district · 55 state decisions
How this case has been cited
Cited by 73 later decisions — most recently December 2022 · most notably Ponder v. State Farm Mutual Automobile Insurance (2000), Romero v. Dairyland Insurance (1990)
2 federal appellate · 12 district · 55 state decisions
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Relies on State Capital Insurance v. Nationwide Mutual Insurance · Levenson v. Mobley · Schmick v. State Farm Mutual Automobile Insurance · Lopez Ex Rel. Estate of Lopez v. Foundation Reserve Insurance · King v. Travelers Insurance Company
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 73 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“The typical insured does not bargain for individual terms within policy clauses; the insured makes only broad choices regarding general concepts of coverage, risk, and cost. Not only does the insurance company draft the documents, but it does so with far more knowledge than the typical insured of the consequences of particular words.”
4 later decisions quote this exact passage“The relevant portions of the policy, supra, clearly indicate that medical coverage is for the vehicle described in the policy only and, therefore, unambiguously rejects stacking---- The policies state that State Farm will pay medical expenses to certain enumerated parties while they operate a vehicle covered under the liability section. The liability section obligates the insurer to pay for loss resulting from the use of “your car,” which is defined as the one car owned by Sanchez [insured] that the policy covers. The policy further excludes injury sustained while occupying any vehicle owned by Sanchez that is not insured by the coverage of the policy.”
1 later decision quote this exact passage“What Is Not Covered. THERE IS NO COVERAGE: 4. FOR MEDICAL EXPENSES FOR BODILY INJURY: a. SUSTAINED WHILE OCCUPYING OR THROUGH BEING STRUCK BY A VEHICLE OWNED BY YOU, YOUR SPOUSE, OR ANY RELATIVE, WHICH IS NOT INSURED UNDER THIS COVERAGE.... [Emphasis in original.]”
1 later decision quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.