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110 Ind. 197

Bennett v. Mattingly

Indiana Supreme Court

Decided February 15, 1887

Indiana Supreme Court · decided 1887-02-15

<p>Married Woman.—Disability.—Under the statutes of 1881, coverture is not a legal disability, except in certain special cases.</p> <p>Same.—Coverture a Personal Defence.—Coverture is a personal defence, and can not be pleaded by a third party for his own benefit.</p> <p>Same.—Mortgage.—Contract of Suretyship.—Husband and Wife.—Tenants by Entireties.—Section 5119, R. S. 1C81, providing that a contract of surety-ship executed by a married woman shall be void as to her, is for her protection alone, and can not be invoked by a purchaser to defeat a mortgage executed by his grantors, a husband and wife, on land held as tenants by entireties, to secure a debt of the husband. Dodge v. Kmzy, 101 Ind. 102, distinguished.</p> <p>Parties.—Foreclosure of Mortgage.— When Mortgagor not Necessary Party.—■ Where a mortgagor has conveyed the mortgaged property, he is not a necessary party to a suit for foreclosure, in which no personal judgment against him is demanded.</p> <p>Same.— When New Parly Should not be Made.—A new party defendant ought not to be made merely to settle a matter between him and the original defendant, in which the plaintiff has no interest.</p>

Relies on Dodge v. Kinzy · Wright v. Wright · Burk v. Hill

Good law ✅— No negative treatment on recordhow we know

Decided 1887-02-15

How this case has been cited

Cited by 40 later decisions — most recently November 1957 · most notably Phelps v. Smith (1888), Haynes v. Nowlin (1891)

39 state decisions

16018871890190019101920193019401950decided

Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.

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¶1On Petition eor a Rehearing.

Niblack, J.

¶2It was held by this court, in the case of Dodge v. Kinzy, 101 Ind. 102, that, where a husband and wife hold land as tenants by entirety, and the wife unites with the husband in the execution of a mortgage on the land to-secure the payment of the husband’s debt, such a mortgage is. a contract of suretyship ” on the part of the wife, and is void as to her, under the provisions of section 5119, R. S. 1881, herein above set out, and that, owing to the peculiar nature of the estate by which it is held, the mortgage would also, in such an event, be void as against the husband.

¶3It is claimed that the conclusion, heretofore reached in this-case, is utterly inconsistent with the doctrine of that case, as-well as with a proper and further construction of said section 5119, as applicable to the facts now again before us. This-claim is based upon the inference that whatever is prohibited is void, and that, as a mortgage which amounts to a contract of suretyship, entered into by the wife, is prohibited, such a, mortgage is-void for want of power in the wife to execute it, and that as there is no power in her to execute such mortgage, it is void as against all having an interest in the mortgaged property.

¶4*202But by section 5117, of the same revision of our statutes, si married woman is as fully empowered to mortgage her real estate, with the concurrence of her husband, as she has ever been under any other statute of the State, and the only limitation on her power in that respect is that which is imposed ’by section 5119, which, in effect, declares that where a married woman executes a mortgage, which is, in its essential .qualities, only a contract of suretyship, it is void as to her. "Why does this section declare that a contract of suretyship «entered into by a married woman, in disregard of its provisions, is void only as to her, if a broader meaning was intended by its enactment?

¶5There is nothing in the accompanying sections, which requires us to give this declaration a broader meaning than the words fairly imply. Hence we have construed, and continue to construe, the provision against married women becoming sureties as intended for their protection alone. All provisions imposing disabilities and in derogation of equal rights ought to be strictly construed.

¶6In the case of Dodge v. Kinzy, supra,it was the wife herself, acting in conjunction with her husband, who sought to have the mortgage set aside. In the present case, it is subsequent purchasers of the mortgaged property, with notice, who are seeking to have the mortgage annulled. The essential distinction between the two cases is, therefore, too obvious to require further illustration.

¶7Much confusion has been produced, and is persistently perpetuated, by the frequent use of the word “void,” both in the statutes and in the decided cases, when the word “ voidable” would have been more appropriate, and hence the word “ void ” has often to be construed as in effect meaning “ voidable” only.

¶8Prior to 'the enactment of the sections of the statute referred to in this case, the promissory note of a married woman was usually classified as a void, obligation, yet we have frequently held, while the code of 1852 was in force, that, where *203.a married woman failed to plead her coverture in an action against her upon her note, and judgment was entered in consequence, the judgment was not void, but only, under certain circumstances, voidable. Long v. Dixon, 55 Ind. 352; Burk v. Hill, 55 Ind. 419; Emmett v. Yandes, 60 Ind. 548; Gall v. Fryberger, 75 Ind. 98; Wright v. Wright, 97 Ind. 444.

¶9The petition for a rehearing is overruled.

¶10Filed May 14, 1887.

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