12 U.S.C. § 4809
Section 4809 · Plain language requirement for Federal banking agency rules
This is § 722 of the Gramm-Leach-Bliley Act (Financial Services Modernization Act of 1999)
Amended 1 time on record
How often courts cite this section
Court decisions citing this, by year.Markers show enactment, consequential amendments, and circuit splits over this section — watch for a citation surge after a change or a disagreement. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Each Federal banking agency shall use plain language in all proposed and final rulemakings published by the agency in the Federal Register after January 1, 2000.
Not later than March 1, 2001, each Federal banking agency shall submit to the Congress a report that describes how the agency has complied with subsection (a) of this section.
For purposes of this section, the term “Federal banking agency” has the meaning given that term in section 1813 of this title.