12 U.S.C. § 81
Section 81 · Place of business
Amended 1 time on record
Applied in 15 court decisions — leading case Clarke v. Securities Industry Assn. (1987)
Most recently applied in 134 F. Supp. 2d 389 - Flannick v. First Union Home Equity Bank (February 2001)
How often courts cite this section
Court decisions citing this, by year.Markers show enactment, consequential amendments, and circuit splits over this section — watch for a citation surge after a change or a disagreement. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
The general business of each national banking association shall be transacted in the place specified in its organization certificate and in the branch or branches, if any, established or maintained by it in accordance with the provisions of section 36 of this title.
Editorial notes U.S. Code · Office of the Law Revision Counsel
Codification
R.S. §5190 derived from act June 3, 1864, ch. 106, §8, 13 Stat. 101, which was the National Bank Act. See section 38 of this title.
Amendments
1927—Act Feb. 25, 1927, among other changes, inserted “and in the branch or branches, if any, established or maintained by it in accordance with the provisions of section 36 of this title”.
Cross References
Change of location of business, see section 30 of this title.
Place of business, specification in organization certificate, see section 22 of this title.