¶1Roth parties agree that the writings between Mrs. Scanlan and Work constituted a mortgage, the concession being fully justified by the authorities in this state. Brinkman v. Jones, 44 Wis. 498, 514; Cumps v. Kiyo, 104 Wis. 656, 659, 80 N. W. 937; Beebe v. Wis. M. L. Co. 117 Wis. 328, 332, 93 N. W. 1103.
¶2The defense of payment resulting from Hedenberg’s alleged primary liability as between him and Scanlan is, owing, perhaps, to the death of Mrs. Scanlan, wholly unsupported by evidence; and the finding that the transaction between Hed-enberg and Wheeler was that of purchase of the judgment is supported both by the documentary and oral evidence. There is full proof of the transfer of the debt evidenced by the judgment, and also the formal title to or lien upon the land, to plaintiff.
¶3The only remaining defense is subd. 2, sec. 4221, Stats. 1898, limiting to ten years “an action upon a sealed instrument when the cause of action accrued without this state.” *232Appellant argues that this action accrued in tbe state of Illinois, because both plaintiff and defendant there resided. That position he supports by certain authorities, some of which do in fact contain the declaration that a cause of action arises in the state where the debtor resides, and nowhere else; but those decisions áre all with reference to personal liabilities, to actions on “which the presence of the debtor is essential. A suit to foreclose a mortgage or enforce other lien upon land is distinct from the action at law to recover the debt. Duecker v. Goeres, 104 Wis. 29, 37, 80 N. W. 91. The rendition of a personal judgment against the debtor may or may not be joined with the suit to enforce the lien by virtue of our statute, and perhaps by virtue of the general power of a court of equity to render complete justice between the parties, but it is a wholly nonessential part of the suit. Thus it has been definitely settled in Wisconsin that even the complete destruction of the debt by statute of limitation has no effect upon the right to maintain an equitable suit to enforce the mortgage. Wiswell v. Baxter, 20 Wis. 680; Whipple v. Names, 21 Wis. 327; Duecker v. Goeres, supra. Hence there can be no doubt that this action is what it purports on its face to be — a mere proceeding against the real estate in Wisconsin. Such an action, of course, is local, and could not be maintained in the courts of any other state. They would have no jurisdiction of the subject matter, for, the proceeding being substantially in reto, the res would not be within their reach. No adjudication they could make could act upon it. Ellenwood v. Marietta C. Co. 158 U. S. 105, 15 Sup. Ct. 771; Swift v. James, 50 Wis. 540, 7 N. W. 656; Story, Confl. Laws, secs. 539, 551.
¶4It is surely absurd to assert that a cause of action accrues in a state where there is no court which can take jurisdiction of its subject matter. . The very reasoning of the cases cited by appellant, insisting upon the accrual of the action at the place of defendant’s residence, base such insistence upon the *233necessity of bis presence in order to give tbe court jurisdiction. Luce v. Clarke, 49 Minn. 356, 51 N. W. 1162; Humphrey v. Cole, 14 Ill. App. 56, 62; Hyman v. McVeigh, 10 Chi. Leg. News, 157; O’Donnell v. Lewis, 104 Ill. App. 198, 201. Thus in tbe Illinois cases it is said a cause of action bas arisen in another state “when jurisdiction existed in tbe courts of another state to adjudicate between tbe parties upon tbe particular cause of action.” Tbe Minnesota court declares that tbe cause of action on a personal debt arises only where and when there concur “the existence of facts constituting a cause of action suable in the courts of that state, and tbe presence in it of tbe defendant.” Then only is there “the opportunity to commence an action in that state.” Wherever courts have bad before them tbe subject of an action in rem, or directly affecting real estate, they have held that tbe cause of action bas no existence except within tbe jurisdiction where tbe land is. Anderson v. Baxter, 4 Oreg. 105, 111; Bradley v. Cole, 67 Iowa, 650, 25 N. W. 849. We cannot doubt tbe correctness of this view, nor hesitate over tbe conclusion that tbe cause of action now presented accrued in tbe state of Wisconsin, and nowhere else. Eor that action tbe presence of the land was necessary to tbe jurisdiction'of any court over tbe subject matter, while tbe presence of tbe defendant was in no wise essential, for tbe court could act upon tbe res, wherever tbe defendant might be, by means of substituted service of process. Stats. 1898, sec. 2639, subd. 4; Moyer v. Koontz, 103 Wis. 22, 79 N. W. 50; Pennoyer v. Neff, 95 U. S. 714; Arndt v. Griggs, 134 U. S. 316, 10 Sup. Ct. 557.
¶5This conclusion is, of course, fatal to tbe contention that the cause of action accrued outside of this state, and precludes application of tbe statute pleaded. It results that no defense was established, and the judgment of foreclosure and sale was proper.
¶6By the Court.- — Judgment affirmed.