Walters v. First State Bank’s Empirical Analysis
2001
Citation profile
1 district · 2 state decisions
Relationships
Applies 15 U.S.C. § 1601 (§ 102 of the Truth in Lending Act) · 15 U.S.C. § 1602 (§ 103 of the Truth in Lending Act) · 15 U.S.C. § 1638 (§ 128 of the Truth in Lending Act) · 15 U.S.C. § 1640 (§ 130 of the Truth in Lending Act)
Relies on Celotex Corporation v. Catrett H · Shaw v. Stroud · Terry's Floor Fashions, Inc. v. Burlington Industries, Inc. · Riggs v. Government Employees Financial Corp. · Pine Ridge Coal Company v. Local United Mine Workers of America Local United Mine Workers of America
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 9 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
““Were the court to accept the position of [the creditor] that the regulation required only that consumers be shown the disclosures before becoming contractually obligated, the phrase ‘in a form that the consumer may keep’ would be rendered meaningless. In other words, if the regulation means no more than that the disclosures be made to consumers in vmting, no additional meaning would be conveyed by requiring the form be one the consumer could keep.” 197 F.R.D. at 337 .”
1 later decision quote this exact passage · from the majority“(a) Form of disclosures. (1) The creditor shall make the disclosures required by this subpart clearly and conspicuously in writing, in a form that the consumer may keep.... (b) Time of disclosures. The creditor shall make disclosures before consummation of the transaction....”
1 later decision quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.