157 F. Supp. 2d 330 - Spark v. MBNA Corp.’s Empirical Analysis

Citation profile

1 district ·

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 3 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “The court understands that in reaching an agreement on what the settlement would be and how it would be implemented, counsel and the parties had to make a number of practical decisions, including how to economically and efficiently distribute $3.57 to a class of 1.8 million people. The procedure the parties fixed on, a credit for current and active account holders and sending a check to others who call in to a toll free number, reflects a fair and reasonable balancing of a number of competing factors. Further, the agreement to provide a credit to an additional 421,844 class members reflects a reasonable compromise of the disagreement that arose after it became clear that the number of people who would receive the automatic credit was lower than MBNA had initially reported to plaintiff. The modification of the agreement appears to be consistent with the spirit of the parties’ initial settlement agreement and should prevent MBNA from benefitting from this error.”

   1 later decision quote this exact passage · from the majority
   e.g. Spark v. MBNA Corp.

2. “a. were sent advertising by MBNA Corporation promoting a special low introductory (6.9%-9.9%) annual percentage rate on cash advances and/or balance transfers; b. opened a credit card account with MBNA; and c. used the card for purchases as well as cash advances or balance transfers.”

   1 later decision quote this exact passage · from the majority
   e.g. Spark v. MBNA Corp.