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16 Ind. 189

Engler v. Collins

Indiana Supreme Court

Decided May 31, 1861

Indiana Supreme Court · decided 1861-05-31

<p>A plea of usury must specify the particulars of the contract upon which the usurious interest is alleged to have been taken or reserved.</p>

Cited by 2 later decisions — most recently January 1892

2 state decisions

Good law ✅— No negative treatment on recordhow we know

Decided 1861-05-31

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Davison, J.

¶1Collins, who was the plaintiff, sued David Engler and Jacob Bush, upon a promissory note for the payment of $210. Defendants’ answer, contains four paragraphs. The first, second, and fourth led to issues of fact; to the third there was a demurrer sustained.

¶2The action of the Court in sustaining the demurrer raises the only question in the case.

¶3The third paragraph alleges that “ the note, when it was given, contained the sum of $50, illegal and usurious interest, which the plaintiff took and received from the defendants on said note; wherefore they demand judgment for $50, for said illegal interest, and other relief,” &c. This defense is fatally defective, because it is couched in general language; not specifying the particulars of the contract upon which the usurious interest was included in the note. 1 Yan Santvoord’s PI. 468-469; Fay v. Gumsteed, 10 Barbour, 321. The demurrer was therefore well taken.

M. M. Bay and T. McFarland, for the appellants.J. Harrison, for the appellee. 5 1 rPer Curiam.

¶4The judgment is affirmed, with 5 per cent. damages and costs.

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