176 N.C. App. 142 - Davis v. Dibartolo’s Empirical Analysis

Citation profile

9 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 12 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “'an unforeseen event, occurring without the will or design of' " Cox. Waste Management , 315 N.C. at 694 , 340 S.E.2d at 379 (citation omitted). "Additionally, even if we were unable to conclusively determine whether [Littlefield's] damages were caused by an 'accident,' we are required to construe any ambiguities within an insurance policy in favor of the insured.”

   1 later decision quote this exact passage
   e.g. 263 N.C. App. 424 - North Carolina Farm Bureau Mut. Ins. Co. v. Cox

2. “[I]n determining whether ... alleged injuries were caused by an "occurrence," the focus should be on whether [the] damages were unexpected and unintended. In other words, we should not focus on the nature of [the insured's] alleged ... acts of negligence in determining whether [the] alleged damages were caused by an "occurrence."”

   1 later decision quote this exact passage
   e.g. 263 N.C. App. 424 - North Carolina Farm Bureau Mut. Ins. Co. v. Cox

3. “'The ultimate focus is on the injury , i.e., whether it was expected or intended, not upon the act and whether it was intended. Even intentional acts can trigger a duty to defend, so long as the injury was "not intentional or substantially certain to be the result of the intentional act.”

   1 later decision quote this exact passage
   e.g. 263 N.C. App. 424 - North Carolina Farm Bureau Mut. Ins. Co. v. Cox