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18 Kan. 220

LaRue v. Gilbert

Supreme Court of Kansas

Decided January 15, 1877

Supreme Court of Kansas · decided 1877-01-15

Error from, Coffey District Court. Previous to April 1873, Allen Crocker was indebted to LaRue, and an action was pending in favor of LaRue upon bis claims, and judgment was given therein against Crocker, 17th May 1873, for $1,752.88. ' April 17th 1873, Crocker and wife executed their mortgage on 300 acres of land to and in favor of Henry Gay, to secure the sum of $2,500 then due and owing by Crocker to the firm of Gilbert & Gay.

Key passage — most relied on by later courts

““In giving a mortgage on the homestead, the debtor waives this homestead right, but only to the mortgagee, and does not thereby open the door to Other creditors, or increase their equities.” (p. 222.)”

quoted by 1 later decision, including Postlethwaite v. Edson

Good law ✅— No negative treatment on recordhow we know

Decided 1877-01-15

How this case has been cited

Cited by 5 later decisions — most recently May 1942

1 district · 4 state decisions

2018771880189019001910192019301940decided

Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.

View the full empirical analysis of this case →

¶1*222The opinion of the court was delivered by

Brewer, J.:

¶2The controversy in this case grows out of the same facts as in the case of Colby v. Crocker, 17 Kas. 527, and which are fully stated in the opinion filed therein. Gilbert and Gay foreclosed their mortgage, and in the decree, with their consent, it was ordered that the property other than the homestead be first sold. To this LaRue, the administrator of the estate of the mortgagor, and holder of a judgment rendered against the. mortgagor in his lifetime, and which was a lien subsequent to the mortgage upon the property other than the homestead, objected, and insisted that the order should be for the sale of the homestead first. We held in that case that an unsecured creditor had no superior equities over the family of the deceased mortgagor, which was continuing to occupy the homestead, and that, therefore, the mortgagee would not be required to exhaust his security in the homestead before touching the other property mortgaged. Does the holder of a judgment-lien stand in any better condition-? Are his equities paramount to the homestead right? We think not. The same reasoning which led to the decision in that case, compels an affirmance of the judgment here. It is useless to restate it. The preservation of the homestead is, under the policy of our law, considered of more importance than the payment of debts. That is what a homestead means, exemption from debts. It is not so much for the debtor, as for the debtor’s family. And the family of the debtor have in this respect equities superior to the creditor. In giving a mortgage on the homestead, the debtor waives this homestead right, but only to the mortgagee, and does not thereby open the door to other creditors, or increase their equities. The case of Chapman v. Lester, 12 Kas. 595, cited by counsel for plaintiff in error, does not conflict with these views. In that we held that a mortgagee, holding a mortgage on both homestead and other property, might release the latter and still maintain his lien on the former. Both kinds of property were given as security, *223without any express preference of the one over the other, and we held that nothing was to be interpolated into the contract, no implied agreement to treat the outside property as the primary, and the homestead as only secondary security. But this was between the mortgagee and mortgagor, and the latter by giving the mortgage had waived his homestead-rights as against the mortgagee. We closed the opinion however by a recognition of the right of a court in foreclosure proceedings to direct that the homestead be the last, property offered for •sale.

¶3The judgment will be affirmed.

All the Justices concurring.
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