State Farm Mutual Automobile Insurance Co. v. Ragatz’s Empirical Analysis
1997
Citation profile
5 state decisions
Relationships
Relies on 11 Ill. App. 2d 503 - Konrad v. Hartford Accident & Indemnity Co. · Garrett v. BankWest, Inc. · Bond v. Pennsylvania National Mutual Casualty Insurance · 366 Pa. Super. 135 - Federal Kemper Insurance v. Neary · Royal Indemnity Co. v. Clingan
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 5 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“If an owner of the car expressly forbids the permittee to lend his car to another, but the permittee nevertheless allows the second permittee to drive the car in violation of the named insured’s express orders, the insurer is not liable while the second permittee is driving on the theory that a prohibition against delegation is a restriction upon the use of the vehicle. [Thus, the second permittee] is not an omnibus insured.”
2 later decisions quote this exact passage“[P]ast and present conduct of the insured, relationship between the driver and the insured, and usage and practice of the parties over an extended period of time prior to the use in question. [[Image here]] [T]he usage and practice of the parties must be such that would indicate to a reasonable mind that the driver had the right to assume permission under the particular circumstances.”
1 later decision quote this exact passage“An owner’s policy of liability insurance referred to in § 32-35-68 shall insure the person named therein and any other person as insured, using any insured vehicle or vehicles with the express or implied permission of the named insured, against loss from the liability imposed by law for damages arising out of the ownership, maintenance, or use of the vehicle[.] (Emphasis added.)”
1 later decision quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.