¶1delivered the opinion of the court:
¶2This was an action in behalf of Mrs. Maxwell to recover a sum of money of her separate property, which had been deposited with defendants as bankers, for which they had issued to her a certificate. of deposit, payable to her. Defendants pleaded denying the promises and indebtedness in manner and form, &c., and payment, upon which issue was joined.
¶3Mrs. Maxwell, in her own behalf, testified that $2,000 of her own money was deposited with defendants by her husband, for her, and they issued a certificate of deposit therefor in March, 1883, which certificate was delivered to her by her husband. It read: “Received of E. C. Maxwell on deposit, $2,000.” It had some printing on it, I don’t recollect exactly. All the money I received on the certificate was $200 sent through Dr. Maxwell, in April, and afterwards *155two sums of $50 each, in August. In April I told defendants I would send for the $200 by Dr. Maxwell. Did not send the certificate by him to get the $300. In July Dr. M. got the certificate from me; never gave Dr. Maxwell the certificate except at that time; I was very ill when the Doctor said Mr. Agnew wanted to see it; demanded the balance on the certificate in August and payment was refused on the ground that Dr. Maxwell had drawn it.
¶4E. W. Agnew, on the part of the defendants, testified that the certificate of deposit was payable to Mrs. Maxwell or bearer. Some days after its date she told me to let Dr. Maxwell have all the money he wanted. The whole amount of the certificate was paid to him, and the certificate surrendered by him before their separation; received no notice from her not to pay him until after it was all paid to him.
¶5Mrs. Maxwell, recalled, said she never told Mr. Agnew to let Dr. M. have any money but the $200 ; did not tell Mr. Agnew not to let Dr. M. have any money until after our separation, because I did not know he was drawing it.
¶6The jury found for the defendant.
¶7Portions of the charge of the court were excepted to,, but in our view there was no material error in the charge.
¶8The certificate of deposit, was in its effect a promissory note, payable to bearer and negotiable by delivery. 2 Daniel on Negotiable Instr., §§1702 to 1707. That it was payable to bearer is testified to by Mr. Agnew, and this is not contradicted. The only conflict in the testimony is that Mr. Agnew swears that Mrs. Maxwell told him to let Dr. M. have what money he wanted, and Mrs. M. swears that she did not tell him so, except as to the $200 which she received.
¶9As to this contradiction, the jury have settled it : the-possession of the certificate by her husband, the money be*156ing payable to bearer, and the payment being'made to him without notice not to do so is sufficient to protect the defendants against any other .demand. The note or certificate had not been stolen, but had been delivered to Dr. M. by his wife. "What were the circumstances inducing such delivery was known between the husband and wife, and the defendants knew only that the bearer was the husband of the payee.
¶10Authorities relating to the choses in action of the wife •do not relate to negotiable paper.
¶11The judgment is affirmed.