Traders & General Ins. v. Williams’s Empirical Analysis

Citation profile

8 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 8 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. ““The appellant insists that all the evidence of value before and after the collision was inadmissible and prejudicial; but we do not agree with such contention. The Insurance Company delivered to Williams a policy which stated in the coverage section as regards collosion, ‘. . .to pay for loss caused by collision to the owned automobile .. . but only for the amount of each such loss in excess of the deductible amount stated in the declarations as applicable hereto.’ (The deductible amount was stated at $50.00.) So, in the light of the above quoted section, the Insurance Company was liable for all collision loss in excess of $50.00. What was the loss? Unless otherwise limited, it was the difference in value before and after the collision. But in another section of the policy the Insurance Company had limited its liability as regards collision loss to, ‘ . . . what it would then cost to repair or replace the property or such part thereof with other of like kind and quality. . .’ When we consider together these two sections of the policy, it is clear that Williams was entitled to show (a) his loss by the ‘before and after’ value rule; and then (b) to completely establish that his loss was within the limit of liability he could show the cost of repairs. There was certainly no error in allowing the evidence offered; and the instruction given by the Trial Court at the request of the defendant made the point clear.””

   2 later decisions quote this exact passage
   e.g. Tri-State Insurance v. McCraw · Unigard Insurance v. Wish