240 N.J. Super. 427 - White v. Howard’s Empirical Analysis

Citation profile

26 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 28 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “any insurance we provide for a vehicle you do not own shall be excess over any other collectible insurance.”

   3 later decisions quote this exact passage · from the majority
   e.g. Scott v. Salerno · 176 Wis. 2d 76 - Hillegass v. Landwehr

2. “We do not disapprove of this method of doing business, except to note that in the case before us Agency accepted a policy that did not provide for primary responsibility. Had it examined the policy, it either could have rejected Ms. Howard as a lessee, or might have sought a waiver of the other-insurance clause from Allstate, since Allstate was paying for the rental and thereby was taking advantage of the lower rates. Not having done this, Agency should not be heard to complain when we give effect to the other-insurance clause in Allstate's policy and consider Agency's certificate of self-insurance as the equivalent of "other collectible insurance" within the meaning of the Allstate policy. [ Id. at 434 , 573 A. 2d 513 .]”

   1 later decision quote this exact passage · from the majority
   e.g. 272 N.J. Super. 346 - Rogers v. Snappy Car Rental, Inc.

3. “While Agency may choose to save insurance premiums by self-insuring its vehicles, it should not be permitted to do so partially at the expense of other insurers who normally would look to each other under the "other insurance" provisions of their policies, and who have set their rates accordingly. [ Id. at 433 , 573 A. 2d 513 .]”

   1 later decision quote this exact passage · from the majority
   e.g. 272 N.J. Super. 346 - Rogers v. Snappy Car Rental, Inc.