Walker v. Gateway Financial Corp.’s Empirical Analysis

Citation profile

1 district ·

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 9 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “Any civil action for a violation [of TILA] which may be brought against a creditor may be maintained against any assignee of such creditor only if the violation or when such action or proceeding is brought is apparent on the face of the disclosure statement.”

   2 later decisions quote this exact passage
   e.g. 794 F. Supp. 2d 1155 - Garcia v. Fannie Mae · 502 F. Supp. 2d 773 - Bills v. BNC Mortgage, Inc.

2. “When the matter is looked at realistically, if any loan is indeed rescinded [the loan servicer] will automatically cease to have any collection or other function in connection with that loan. Any concern that it may thereafter engage in improper reporting to credit agencies is totally speculative (really not a current case or controversy) and does not warrant its retention as a defendant. [The loan servicer] claims no independent stake in the matter, and its presence in the litigation is really unnecessary.”

   1 later decision quote this exact passage
   e.g. Harris v. Option One Mortgage Corp.