Aschenbrenner v. United States Fidelity & Guaranty Co.’s Empirical Analysis

Citation profile

184 federal appellate · 25 district · 83 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 378 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. ““The phraseology of contracts of insurance is that chosen by the insurer and the contract in fixed form is tendered to the prospective policy holder who is often without technical training, and who rarely accepts it with a lawyer at his elbow.””

   5 later decisions quote this exact passage · from the majority
   e.g. Mutual Life Insurance Co. v. Margolis · 35 Md. App. 402 - Insurance Co. of North America v. State Farm Mutual Automobile Insurance

2. “* * * the word `passenger' * * * has a common or popular meaning * * *. In its usual popular significance the term, when applied to one riding on a train, indicates a traveler, intended to be transported for hire or upon contract with the carrier, and distinguishes him from those employed to render service in connection with the journey.”

   2 later decisions quote this exact passage · from the majority
   e.g. Paul Revere Life Insurance v. First National Bank · Certain Underwriters at Lloyds of London v. Evans

3. “Nothing in the policy gives any hint that words in this clause are used more narrowly than those in any other. The insurer has chosen the terms and it must be held to their full measure in this clause, as in any other, whether its promise be for more or less.”

   1 later decision quote this exact passage · from the majority
   e.g. Paul Revere Life Insurance v. First National Bank