Lovick v. Ritemoney Ltd.’s Empirical Analysis
378 F.3d 433 · 2004
Citation profile
5 federal appellate ·
How this case has been cited
Cited by 39 later decisions — most recently July 2025 · most notably Lormand v. US Unwired, Inc. (2009), Elsensohn v. St. Tammany Parish Sheriff's Office (2008)
5 federal appellate ·
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Applies 15 U.S.C. § 1606 (§ 107 of the Truth in Lending Act) · 18 U.S.C. § 1962 (§ 901 of the Racketeer Influenced and Corrupt Organizations Act)
Relies on Conley v. Gibson · Swierkiewicz v. Sorema N. A. · Ramming v. United States · Moreno v. Sterling Drug, Inc. · Nevels v. Harris
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 39 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“[A]person who provides, or represents that the person can or will provide, for the payment of valuable consideration, any of the following services with respect to the extension of consumer credit by others: (A) improving a consumer’s credit history or rating; (B) obtaining an extension of consumer credit for a consumer; or (C) providing advice or assistance to a consumer with regard to Paragraph (A) or (B)”
1 later decision quote this exact passage · from the majoritye.g. In Re Zuniga
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.