Zurich Insurance Co. v. Rombough’s Empirical Analysis

Citation profile

13 federal appellate · 10 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 40 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “[t]he duty extends only to the defense of actions of the nature and kind covered by the policy.”

   2 later decisions quote this exact passage
   e.g. Macdonald and Goren Pc v. Aetna Casualty and Surety Company · MacDonald and Goren, P.C. v. Aetna Casualty and Surety Company, Aetna Casualty and Surety Company of Illinois, Standard Fire Insurance Company

2. “Although courts have long followed the basic precept that they would look to the words of the contract to find the meaning which the parties expected from them, they have also applied the doctrine of the adhesion contract to insurance policies, holding that in view of the disparate bargaining status of the parties we must ascertain that meaning of the contract which the insured would reasonably expect.”

   1 later decision quote this exact passage
   e.g. Wilkie v. Auto-Owners Insurance

3. “were ambiguous, it is elementary insurance law that ambiguous policy provisions must be construed against the insurance company and most favorably to the insured. Zurich Insurance Co. v. Rombough, 384 Mich. 228, 232, 180 N. W.2d 775. 214 Moreover, in Franklin Life Insurance Co. v. William J. Champion, 350 F.2d 115, 129 (C.A. 6), this Court said: 215”

   1 later decision quote this exact passage
   e.g. Woodall Industries, Inc., a Delaware Corporation v. Massachusetts Mutual Life Insurance Company, a Massachusetts Corporation