Daniels v. Turner’s Empirical Analysis

Citation profile

1 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 1 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. ““CONCLUSIONS OF LAW “The language cited by the Court in the applicable policy under the heading ‘Coverage E — Deductible Collision’ clearly provides that any loss for which Alfa Mutual would owe collision benefits would have a deduction from benefits due of the amount of the applicable deductible, which in this case was $100.00. “The language contained in the applicable policy under ‘Limits of Liability — 7 With Options — No Abandonment — Coverages D and E’ provides that in the event an automobile is damaged, under circumstances giving rise to collision coverage, the maximum amount due from Alfa Mutual would be either the actual cash value of the vehicle or what it would cost to repair or replace the vehicle with like kind and quality less depreciation, whichever is less, with both limits being subject to the applicable deductible. Further, in the event an automobile is damaged under circumstances giving rise to collision coverage, Alfa Mutual may, at its option 1) pay to the insured the difference in the before and after value minus the deductible, 2) pay for the cost of having the vehicle repaired sufficiently to place it back in the condition in which it existed prior to the accident minus the deductible, or 3) pay the agreed actual cash value minus the deductible and obtain title to the property. The phrase ‘but there shall be no abandonment to the company’ refers to the fact that the decision of which of the three settlement procedures is followed belongs to Alfa and the”

   1 later decision quote this exact passage
   e.g. Langford v. Federated Guaranty Mutual Insurance Co.