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46 Conn. 410

Gillespie v. Wheeler

Supreme Court of Connecticut

Decided October 15, 1878

Supreme Court of Connecticut · decided 1878-10-15

Assumpsit against the defendant as guarantor of a bill of exchange; brought to the Court of Common Pleas of Fair-field County and tried to the court before Sail, J. Facts found and judgment rendered for the plaintiff. Motion for a new trial by the defendant. The case is sufficiently stated, in the opinion.

Cited in Bouvier (1914)’s definition of “I Q.B”

Good law ✅— No negative treatment on recordhow we know

Decided 1878-10-15

How this case has been cited

Cited by 4 later decisions — most recently March 1933

4 state decisions

201878188018901900191019201930decided

Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.

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Carpenter, J.

¶1The defendant, not being a party to a bill of exchange, indorsed it in blank. The plaintiff was the bond- fide holder thereof at its maturity. At that time the acceptor of the bill possessed property to the amount of two hundred and seventy-one dollars only. The face of the bill was four hundred and seventy-four dollars. No suit was commenced against the acceptor. Soon after the bill matured this suit was brought and the plaintiff obtained a judgment. The defendant filed a motion for a new trial.

¶2The sole ground of defense is that the plaintiff did not use *411due diligence to collect tlie bill when it fell due, inasmuch as no suit was brought against the acceptor.

¶3It is agreed that the blank indorsement imported an agreement by the defendant that the bill should be collectible by the use of due diligence; and it is further agreed that due diligence requires that a suit should be commenced and property attached if the acceptor has sufficient property.

¶4The defendant admits that no suit is necessary if the acceptor had no property; but insists that if he has any property a suit is indispensable, although it is obvious that the property is insufficient to pay the demand.

¶5The law of this state is too well settled to admit of question, that when the maker of a note or acceptor of a bill has property, but it is notoriously insufficient to satisfy the demand, the holder is not bound to sue and attach. The reason is obvious. The indorser contracted that the whole bill, not a part of it, should be collectible. If only a part could be collected the contract was broken. Shelden v. Ackley, 4 Day, 458; Welton v. Scott, 4 Conn., 527; Perkins v. Catlin, 11 Conn., 213; Holbrook v. Camp, 38 Conn., 23.

¶6A new trial is not advised.

¶7In this opinion the other judges concurred.

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