In Re Keith Mason’s Empirical Analysis

Citation profile

1 federal appellate · 1 district ·

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 27 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “(1) whether the debtor has made any payments on the loan prior to filing for discharge, although a history of making or not making payments is, by itself, not dispositive; (2) whether the debtor has sought deferments or forbearances; (3) the timing of the debtor's attempt to have the loan discharged; and (4) whether the debtor's financial condition resulted from factors beyond her reasonable control, as a debtor may not willfully or negligently cause her own default.”

   2 later decisions quote this exact passage · from the majority
   e.g. Hurley v. United States (In Re Hurley) · McDowell v. Education Credit Management Corp. (In re McDowell)

2. “the debtor must prove that: (1) he cannot maintain, based on current income and expenses, a “minimal” standard of living for himself and his dependents if required to repay the loans; (2) additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period; and (3) the debtor has made good faith efforts to repay the loans.”

   2 later decisions quote this exact passage · from the majority
   e.g. Hedlund v. Educational Resources Institute Inc. · 368 F. App'x 819 - Hedlund v. Pennsylvania Higher Education Assistance Agency

3. “(1) she cannot maintain, based on current income and expenses, a “minimal” standard of living for herself and her dependents if obligated to repay the loan; (2) additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and (3) she has made good faith efforts to repay the loans.”

   2 later decisions quote this exact passage · from the majority
   e.g. Hamilton v. U.S. Department of Education (In Re Hamilton) · Shells v. United States Department of Education (In re Shells)