Collister v. Nationwide Life Insurance’s Empirical Analysis
1978
Citation profile
41 federal appellate · 6 district · 158 state decisions
How this case has been cited
Cited by 286 later decisions — most recently November 2022 · most notably Madison Construction Co. v. Harleysville Mutual Insurance (1999), Keene Corporation v. Insurance Company of North America Keene Corporation (1981)
41 federal appellate · 6 district · 158 state decisions — followed in 12 states
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Relies on Brakeman v. Potomac Insurance Co. · Bollinger v. National Fire Insurance · Allen v. Metropolitan Life Insurance · Cooper v. Government Employees Insurance · Ransom v. Penn Mutual Life Insurance
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 286 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“[i]n situations where the circumstances of the transaction do not indicate that the insurer intended to provide interim insurance, but nevertheless show that the insurer accepted payment of the first premium at the time it took the application, it is then up to the insurer to establish by clear and convincing evidence that the consumer had no reasonable basis for believing that he or she was purchasing immediate insurance coverage.”
26 later decisions quote this exact passage · from the majority“... [A]ny such notice must be made in a manner calculated to bring the facts of the transaction—that the customer is paying money now, but getting nothing until later— to the customer’s attention in no uncertain terms. As such, the notice could not be printed on a receipt.”
6 later decisions quote this exact passage · from the majority“"[O]nly by acknowledging that the conditions of an insurance contract are for the most part dictated by the insurance companies and that the insured cannot `bargain' over anything more than the monetary amount of coverage purchased, does our analysis approach the realities of an insurance transaction."”
4 later decisions quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.