Gresham v. Termplan, Inc. West End’s Empirical Analysis

Citation profile

2 federal appellate ·

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 5 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “12 CFR § 226.8(d)(2). Termplan included this disclosure in the upper portion of the loan agreement containing other federally required disclosures. However, Termplan purported to describe the prepaid finance charge in the following manner: 3 ------------------------ PREPAID FINANCE CHARGE LOAN FEE LOAN FEE $NONE $33.60 ------------------------ 4 In conformity with § 226.6(c)(2)(iii), Termplan also made disclosures required by Georgia law in the lower portion of the loan document beneath the heading”

   3 later decisions quote this exact passage · from the majority
   e.g. Beverly E. Gresham v. Termplan Inc. West End · 499 F. Supp. 284 - Ector v. Southern Discount Co.

2. “LOAN FEE (4%) $ NONE LOAN FEE (8%) $ 33.60”

   2 later decisions quote this exact passage · from the majority
   e.g. Beverly E. Gresham v. Termplan Inc. West End · 499 F. Supp. 284 - Ector v. Southern Discount Co.

3. “STATE DISCLOSURES THAT ARE INCONSISTENT WITH THE FEDERAL TRUTH IN LENDING ACT.”

   1 later decision quote this exact passage · from the majority
   e.g. Gresham v. Termplan Inc.