Campo v. Allstate Insurance’s Empirical Analysis
562 F.3d 751 · 2009
Citation profile
6 federal appellate · 1 state decisions
Relationships
Applies 42 U.S.C. § 4001 (Biggert-Waters Flood Insurance Reform Act of 2012) · 42 U.S.C. § 4011 · 42 U.S.C. § 4017 · 42 U.S.C. § 4081
Relies on Anderson v. Liberty Lobby, Inc. · Cipollone v. Liggett Group, Inc. · Office of Personnel Management v. Richmond · Geier v. American Honda Motor Co. · Freightliner Corp. v. Myrick
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 38 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“to make flood insurance available on reasonable terms and to reduce fiscal pressure on federal flood relief efforts.”
6 later decisions quote this exact passage · from the majority“1. This policy will expire at 12:01 a.m on the last day of the policy term. 2. We must receive payment of the appropriate renewal premium within 30 days of the expiration date. 3. If we find, however, that we did not place your renewal notice into the U.S. Postal Service, or if we did mail it, we made a mistake, e.g., we used an incorrect, incomplete, or illegible address, which delayed its delivery to you before the due date of the renewal premium, then we will follow these procedures: a. If you or your agent notified us, not later than one year after the date on which the payment of the renewal premium was due, of non-receipt of a renewal notice before the due date for the renewal premium, and we determine that the circumstances in the preceding paragraph apply, we will mail a second bill providing a revised due date, which will be 30 days after the date on which the bill is mailed. b. If we do not receive the premium requested in the second bill by the revised due date, then we will not renew the policy. In that case, the policy will remain an expired policy as of the expiration date shown on the Declarations Page.”
2 later decisions quote this exact passage · from the dissent“Campo’s coverage had expired; there was thus nothing to continue. Instead, as a former policyholder, Campo would have had to procure flood insurance. One way for him to do this was to pay his renewal premium to Allstate by December 12, which would have caused his expired policy to be reinstated. The mere fact that Allstate, for a time, mistakenly acted as though a claim existed does not make it so. It is thus impossible for Campo’s claims to fall within the category of handling.”
1 later decision quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.