Blanco v. Holder’s Empirical Analysis

Citation profile

1 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 3 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “A check that is unsigned may be deposited by the recipient by endorsing on the reverse side of the check the payee’s signature and guaranteeing to the bank the signature of the maker of the check. Specifically, [w]hen the check is presented to the maker’s bank, the bank accepts the check and transfers the funds. The maker who receives the debit on the bank statement will not contact the bank since he or she believed the check was signed. The bank is not, of course, obligated to deposit an unsigned check; rather, the bank may refuse to deposit a check not properly signed because, if that check were fraudulent or unauthorized by the payer, the bank faces possible liability. But the bank may honor the check. In accordance with these principles, at least one government agency accepts unsigned checks for processing ... [t]hus, banks may and sometimes do accept unsigned checks.”

   1 later decision quote this exact passage · from the majority
   e.g. Smith v. Farmers Union Mutual Insurance