Ellis v. Solomon’s Empirical Analysis

Citation profile

13 federal appellate · 5 district · 1 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 61 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “the astuteness of a 'Philadelphia lawyer' or even the sophistication of the average, everyday, common consumer,”

   4 later decisions quote this exact passage · from the majority
   e.g. Huebner v. Midland Credit Mgmt., Inc. · Kelsey v. Forster & Garbus, LLP

2. “'conflate lack of sophistication with unreasonableness.'”

   4 later decisions quote this exact passage · from the majority
   e.g. Huebner v. Midland Credit Mgmt., Inc. · Cole v. Stephen Einstein & Assocs., P.C.

3. “(1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector; (4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and (5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.”

   3 later decisions quote this exact passage · from the majority
   e.g. Obenauf v. Frontier Financial Group, Inc. · 894 F. Supp. 2d 245 - Douyon v. NY Medical Health Care, P.C.