Public-domain · open source
OpenJurist

65 Mich. 109

Soule v. Corbley

Michigan Supreme Court

Decided February 15, 1887

Michigan Supreme Court · decided 1887-02-15

<p>Mortgage — Record of assignment — References by register on margin.</p> <p>A mortgage was transferred by an assignment indorsed on the back of the mortgage, which was referred to in the assignment as “the within mortgage.” The assignment was properly acknowledged, and recorded in the same volume, but not on the same page, with the mortgage, and the register of deeds made cross-references in the margin of each record, calling attention to each instrument, and clearly connecting the two records.</p> <p>Held, in an action of ejectment involving the validity of a foreclosure of said mortgage by the assignee by advertisement, that, the assignment was legally recorded, and, with the cross-references, had the same effect as if the mortgage had been recorded with it.</p>

Relies on Bassett v. Hathaway

Affirmed · Decided 1887-02-15

Campbell, C. J.

¶1Plaintiff brought ejectment under a title acquired in 1884 of one Michael Lane, who in 1856 held a-government title, and mortgaged it to Elijah E. Worden. This mortgage was duly recorded. An assignment of it was. subsequently made to Samuel Bement, and this assignment, which was on the back of the mortgage, and, instead of otherwise describing it, referred to it as “ the within mortgage,” was recorded in the same volume, but not on the same' page, with the mortgage itself. The register, in recording; it, made cross-references, calling attention on the record of the mortgage to that of the assignment, and on the assign*110rnent record to the mortgage record. These references made it entirely clear that the records were connected.

¶2This mortgage was foreclosed regularly by advertisement, -and the property was sold to the assignee of the mortgage, and not redeemed. It is conceded this sale was valid, if the assignment was legally recorded. The statute does not allow a foreclosure by an assignee whose title does not appear of record.

¶3There can be no question concerning’the legal validity of the assignment itself. It was duly executed and acknowledged. It was therefore entitled to record. If the whole instrument, including the mortgage, had been recorded together, so as to show at a glance its tenor and effect, the record would certainly have been good.

¶4The record actually made served, in fact, exactly the same purpose. By the references, the mortgage and assignment were directly connected. Both records were made by an officer authorized to make them, and responsible for his official .acts. Had they not referred to each other, the record would have been without meaning. But we can see no reason why the record of the assignment may not be as conveniently made in the one shape as in the other. There is just as little danger of mistake, and the record in any case depends on the certificate of the register for some purposes, especially the date of recording, which is essential. Why his certificate or reference, •identifying on the record the instruments mutually referring to each other, should not be as reliable as his other entries, is not easily to be seen. Where a mortgage is discharged, the statute contemplates precisely such a reference as was made here. How. Stat. § 5703. There is no reason for distinguishing the cases.

¶5In Bassett v. Hathaway, 9 Mich. 31, the instrument recorded, in its reference to another instrument,’ was like the one now before us, but the record made- no reference to any other record, and the original was not produced. It was *111void, therefore, for uncertainty, as furnishing no means of identification. Here the records referring to each other remove all uncertainty.

¶6This foreclosure being valid no other question becomes important.

¶7The judgment must be affirmed.

The other Justices concurred.
/65/mich/109 · .json · Public domain