Whitfield v. Termplan, Inc.’s Empirical Analysis
651 F.2d 383 · 1981
Citation profile
8 federal appellate ·
Relationships
Applies 15 U.S.C. § 1601 (§ 102 of the Truth in Lending Act)
Relies on Ford Motor Credit Co. v. Milhollin · Smith v. Chapman · McDaniel v. Fulton National Bank · Southern Discount Co. v. Ector · Smith v. Chapman
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 14 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“Indeed, we believe it would be unreasonable to penalize the lender for failing to disclose the fact that he would charge the same interest rate for the use of his money after maturity as he did during the life of the loan. We hold that a lender is not required to disclose the fact that post-maturity interest will be charged where the rate is the same as the stated contract rate of interest.”
1 later decision quote this exact passage · from the majority“default delinquency or similar charge payable in the event of late payment.”
1 later decision quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.