Davis v. Werne’s Empirical Analysis
673 F.2d 866 · 1982
Citation profile
11 federal appellate · 2 district ·
How this case has been cited
Cited by 23 later decisions — most recently August 2019
11 federal appellate · 2 district ·
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Applies 15 U.S.C. § 1601 (§ 102 of the Truth in Lending Act) · 15 U.S.C. § 1632 (§ 122 of the Truth in Lending Act) · 15 U.S.C. § 1638 (§ 128 of the Truth in Lending Act) · 15 U.S.C. § 1640 (§ 130 of the Truth in Lending Act)
Relies on Otey v. Nebraska · Sellers v. Wollman · McGowan v. King, Inc. · Bone v. Hibernia Bank · Betty B. Burgess, Individually and as Administratrix of the Estate of S. Reed Burgess, Jr., Deceased v. Charlottesville Savings and Loan Association
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 23 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“TILA is a prophylactic measure' that creates a system of “private attorneys general” to aid its enforcement. In order to penalize non-complying creditors and to deter future violations, the private attorneys general may recover the statutory penalties even if they have not sustained any actual damages or even if the creditors are guilty of only minute deviations from the requirements of [the] TILA and implementing Regulation Z.”
1 later decision quote this exact passage · from the majority“'The statutory damages are explicitly a bonus to the successful TILA plaintiff, designed to encourage private enforcement of the Act, and a penalty against the defendant, designed to deter future violations.'”
1 later decision quote this exact passage · from the majority“'The Truth in Lending Act is a disclosure law.... It is the obligation to disclose, not the duty of subsequent performance, towards which the Act is directed.'”
1 later decision quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.