Yates Ford, Inc. v. Ramirez’s Empirical Analysis
1985
Citation profile
7 state decisions
How this case has been cited
Cited by 8 later decisions — most recently March 2006
7 state decisions
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Appellate journey
reviewedthe decision below (from Texas Court of Appeals, 4th District (San Antonio))
Relationships
Applies 15 U.S.C. § 1601 (§ 102 of the Truth in Lending Act)
Relies on Ford Motor Credit Co. v. Milhollin · Hight v. Jim Bass Ford, Inc. · Thornhill v. Sharpstown Dodge Sales, Inc. · Beckendorff v. Harris-Galveston Coastal Subsidence District · Beckendorff v. Harris-Galveston Coastal Subsidence District
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 8 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“Calculation of the maximum finance charge in this case is controlled by article 5069-7.03, which provides that the maximum finance charge permitted for a new motor vehicle is $7.50 per $100 per annum. The maximum finance charge for a used motor vehicle is $10 per $100 per annum.... Using the formula applied by the court of appeals, the base finance charge in Laso’s contract is calculated as follows: $7.50 x the amount financed divided by 100 x the number of monthly payments divided by 12.”
2 later decisions quote this exact passage · from the majority“(1) Many citizens of our State are being victimized and abused in various types of credit and cash transactions [[Image here]] (3) [Penalties imposed for usury do not provide effective or workable safeguards ... (4) These unregulated practices bring great social and economic hardship to many citizens of our State. They impose intolerable burdens on those segments of our society which can least afford to bear them—the uneducated, the unsophisticated, the poor and the elderly. (5) These facts conclusively indicate a need for a comprehensive code of legislation to clearly define interest and usury, ... and to provide firm and effective penalties for usury and other prohibited practices.”
1 later decision quote this exact passage · from the concurrencee.g. Hsam Inc. v. Gatter
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.