Ward v. Vizzini’s Empirical Analysis

Citation profile

7 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 7 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “A `claims made' insurance policy is one in which coverage attaches only if the negligent harm is discovered and reported with the policy period.”

   2 later decisions quote this exact passage
   e.g. 779 So. 2d 1048 - Robicheaux v. Adly · 945 So. 2d 785 - Guidry v. Lee Consulting Engineering, Inc.

2. “[A] “claims made” insurance policy is one in which coverage attaches only if the negligent harm is discovered and reported within the policy period. Ward v. Vizzini, 94-638 (La.App. 5 Cir. 5/14/97) , 695 So.2d 1012 , writ denied, 97-2142 (La.11/14/97), 703 So.2d 632 . “Where a policy unambiguously and clearly limits coverage to acts discovered and reported during the policy term, such limitation of liability is not per se impermissible.” Livingston Parish School Bd. v. Fireman’s Fund Am. Ins. Co., 282 So.2d 478, 481 (La.1973). This is in accordance with the general principle that, in the absence of conflict with statute or public policy, insurers may by unambiguous and clearly noticeable provisions limit their liability and impose such reasonable conditions as they wish upon the obligations they assume by their contract. Anderson v. Ichinose, 98-2157 (La.9/8/99), 760 So.2d 302 . However, an insurer cannot limit the prescriptive period in a policy for a period of less than twelve months. La.R.S. 22:629.”

   1 later decision quote this exact passage
   e.g. 951 So. 2d 492 - Marsh Engineering, Inc. v. Parker

3. “Where a policy unambiguously and clearly limits coverage to acts discovered and reported during the policy term, such limitation of liability is not per se impermissible.”

   1 later decision quote this exact passage
   e.g. 779 So. 2d 1048 - Robicheaux v. Adly