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7 Mo. 587

McElroy v. Caldwell

Supreme Court of Missouri

Decided August 15, 1842

Supreme Court of Missouri · decided 1842-08-15

<p>Where a credit has been endorsed on a bond, or note, and is afterwards erased, it devolves upon the obligee or payee to account for the erasure. The endorsement, if made with the consent of the obligee or payee, amounts to an admission of payment, and if not made with his consent, it devolves upon him to prove that fact.</p> <p>Where a credit has been endorsed on a bond or note, and 18 after-wards erased, onthebbligee or payee^to the erasure, The endorse-menl, if made with the con-obUgeeor3 payee> amounts to an admission of witty his con-vcdves upon him to prove that fact.</p>

Cited by 1 later decisions — most recently April 1975

1 state decisions

Good law ✅— No negative treatment on recordhow we know

Decided 1842-08-15

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¶1Opinion of the Court, delivered by

Napton, Judge.

¶2This was an action by petition in debt, brought by Mc-Elroy against Caldwell and William Buckner, Jr. Buckner not having been served with process, the suit abated as to him. The foundation of the action was a bond executed by Buckner and Caldwell for $1145.54.

¶3Pleas of nil debit, fraud, and payment, were put in by defendant, Caldwell, and issues taken to the country.

¶4On the trial, the plaintiff gave in evidence the bond, with several credits endorsed thereon. The last credit endorsed was for $707 61 cents, and appeared to have been erased by drawing a pen through it. The endorsement was not in the handwriting of McElroy. The defendant then proved by Saunton Buckner, that he (witness) wrote the endorsements; that at the time he did so, he was clerk for William Buckner, the partner of Caldwell, and had no recollection of any attempted erasure, The erasure, witness said, was in a different kind of ink from the endorsement, and must therefore have been made subsequently to the endorsement. Witness stated that he would not have endorsed the credit, without the assent of William Buckner and McElroy, but that the transaction was so old, that he could not speak positively The witness also stated that he had entered a similar credit in the books of Caldwell andBuck-ner, corresponding in date and sum with the credit endorsed on the bond.

¶5There was no other material testimony touching this credit, which was the only matter in controversy.

¶6The court instructed the jury, that if they believed from the evidence, that the credit for $707.61 was placed upon *588said bond by the assent of the plaintiff, and ’of the obligees said bond, it was good legal evidence of payment unless the plaintiff showed that it was afterwards erased by the consent of parties.

¶7The jury found a verdict for the defendant, and judgment was given accordingly. To reverse this judgment, the case, b , , , v , J has been brought here by writ oí error,

¶8We are unable to perceive any substantial objections to the instructions of the circuit court. Had the endorsement been made without the consent of the plaintiff, it would have been no evidence of the credit, not having been in his hand- . ° writing, and he could have erased it at pleasure. Bat anen-dorsement of a credit, made by his consent, is as binding as though made in his own handwriting; and the note being ° , , . , . , , , . presumed by lav/ to-be m his possession, it devolves on him f°r the erasure, The endorsement, if made with his consent, amounts to an admission of payment, and the force of such admission cannot be removed by a subsequent denia]. It is still evidence proper Tor the consideration of . r : , . , ... the jury, and they may give to it such weight as m their estimation it deserves. Whether the credit was entered with the consent of the obligee was a question of fact proper for the jury, and the court also left to the jury to say whether the erasure was made by consent of parties.

¶9We are of opinion there was no error in this, and the judgment will therefore be afirmed.

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