¶1In re Allstate Insurance Co.;—Defendants); applying for writ of certiorari and/or review; Parish of St. Martin, 16th Judicial District Court, Div. “B”, Nos. 52,805, 54011; to the Court of Appeal, Third Circuit, Nos. CA97 0105, CA97-0106, CW97-0106.
¶2Granted. Judgment of the court of appeal is reversed. Judgment of the trial court is *1085reinstated. There are no genuine issues material fact.