Berneike v. CitiMortgage, Inc.’s Empirical Analysis
708 F.3d 1141 · 2013
Citation profile
7 federal appellate · 13 district ·
Relationships
Applies 12 U.S.C. § 2617 · 28 U.S.C. § 1291 · 28 U.S.C. § 1367 · 28 U.S.C. § 636
Relies on Bell Atlantic Corp. v. Twombly · Ashcroft v. Iqbal · Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc. · Erickson v. Pardus · Tellabs, Inc. v. Makor Issues & Rights, Ltd.
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 51 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“For Residential Customers Only: PURSUANT TO § 6 OF RESPA, A “QUALIFIED WRITTEN REQUEST” REGARDING THE SERVICING OF YOUR LOAN MUST BE SENT TO THIS ADDRESS: CITIMORTGAGE, INC., ATTN: CUSTOMER RESEARCH TEAM, PO BOX 10002, GAITHERSBURG, MD 20898-9442. A “qualified written request” is written correspondence, other than notice on a payment coupon or statement, which includes your name, account number and the reason(s) for the request.”
3 later decisions quote this exact passage“Communication failing to meet the requirements of RESPA and its implementing regulation amounts to nothing more than general correspondence between a borrower and servicer. Receipt at the designated address is necessary to trigger RESPA duties ....”
2 later decisions quote this exact passage“establish a separate and exclusive office and address for the receipt and handling of qualified written requests”
2 later decisions quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.