Dugan v. Lewis’s Empirical Analysis

Citation profile

14 federal appellate · 4 district · 88 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 124 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. ““The stipulation is to be'construed as a penalty which will not be enforced except upon canceling the unearned interest notes, and' that it does not make the contract usurious.””

   2 later decisions quote this exact passage
   e.g. Shropshire v. Commerce Farm Credit Co. · Shear Co. v. Hall

2. ““It is contended that, as the deed of trust provides that, on failure of the borrower to pay said note or either of said coupons, or failure to comply with any of the stipulations contained in said deed of trust, the whole sum of money secured thereby may, without notice to the borrower, at the option of the lender or his assigns, and at his option only, be declared due and payable at once, and the trustee was authorized to take possession and sell the land; and as default was made in the payment of the coupon due December 1, 1S87, and the whole amount was declared due, the whole five years’ interest became collectable according to the terms of the contract long before the termination of the five years, thus making the interest reserved greater on the happening of the contingency than 12 per cent, per annum, and the contract usurious under the laws of this state.””

   1 later decision quote this exact passage
   e.g. Shear Co. v. Hall

3. “making the principal of the note become due at the option of the holder”

   1 later decision quote this exact passage
   e.g. Shropshire v. Commerce Farm Credit Co.