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80 Ala. 45

Steiner & Bro. v. Snow

Supreme Court of Alabama

Decided December 15, 1885

Supreme Court of Alabama · decided 1885-12-15

Tried before the Pión. T. M. Arrington. This was an action instituted by Julius C. Snow against V. Steiner & Bro., under sections 2222 and 2223 of the Code, to recover the statutory penalty of Steiner & Bro. for failing to enter satisfaction upon the margin of the record of a mortgage given them by the said Snow, for three months after payment, and request in writing to make such entry ; and was commenced July 31st, 1885.

Relies on Williams v. Bowdin · Jordan & Sons v. Mann

Good law ✅— No negative treatment on recordhow we know

Decided 1885-12-15

How this case has been cited

Cited by 13 later decisions — most recently March 1943

13 state decisions

601885189019001910192019301940decided

Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.

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CLOPTON. J.

¶1The statutes require a mortgagee, whose mortgage has been recorded, upon payment of the amount secured thereby, and request in writing, to enter satisfaction on the margin of the record, which operates a release of such mortgage, and a bar to all actions thereon. On failure to enter satisfaction for three months after payment and request, the mortgagee forfeits to the party aggrieved the sum of two hundred dollars, unless at the time of such request or within three months thereafter, there shall be a pending suit, involving the fact of satisfaction. Acts 1880 — 1, 32. We do not understand, that the record of the mortgage was offered as proof of the execution or contents of the original. To entitle the plaintiff to a repo very of the statutory penalty, proof that the mortgage has been recorded is requisite, as unless recorded no duty to enter satisfaction arises. For this purpose, the record of the mortgage is admissible in evidence. That the probate of the mortgage does not appear, is no objection to the admissibility of the record. Williams v. Bowdin, 68 Ala. 126. The suit is between the mortgagor and mortgagee, and no question as to the rights of third persons can be raised. As the bill of exceptions does not purport to set out all the evidence, we must presume, that one proof of notice to produce the original, it being shown to have been in the possession of the adversary party, and of its execution, was made. Evidence *47that the record was a copy of the original mortgage was necessary to its identification, as the record on the margin of which entry of satisfaction was requested. For this purpose it was not necessary to call thd subscribing witnesses. As there appeared on the margin of the record an entry of satisfaction, it was permissible to show that the entry was made after the commencement of the suit, to the end of disproving that it was a performance of the duty required by the statute.

¶2No particular form of words is necessary to constitute a snfiicient request. All that the statute requires is notice, that entry of satisfaction on the record is desired, and that the words used be such as to reasonably inform the mortgagee that performance of the statutory duty is requested. If such be its fair and reasonable meaning, and so ordinarily understood, the mortgagee must act upon it, and it is no excuse, that we did not understand it as a request under the circumstances of the case, and on the hypothesis stated in the charge of the court, the written request can not reasonably be referred to any cancellation or satisfaction, other than on the record. The charges requested by the defendant were, as an abstract proposition, calculated to mislead, the jury, and properly refused. Jordan v. Mann, 57 Ala. 595.

¶3Affirmed.

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