Smith v. Anderson’s Empirical Analysis
801 F.2d 661 · 1986
Citation profile
1 federal appellate · 3 state decisions
How this case has been cited
Cited by 14 later decisions — most recently January 2015
1 federal appellate · 3 state decisions
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Applies 15 U.S.C. § 1604 (§ 105 of the Truth in Lending Act)
Relies on Valley Acceptance Corp. v. Glasby · Gloria Mason and Leroy Mason v. General Finance Corporation of Virginia, a Delaware Corporation, Gloria Mason and Leroy Mason v. General Finance Corporation of Virginia, a Delaware Corporation · Turner v. Turner · Smith v. United States Credit Corp.
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 14 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“Rather than being a deliberate attempt to deceive, ... [the lender’s] disclosures in the truth-in-lending statement served to supplement the information provided in the note in the uniform manner required by federal law, and to convey to the borrowers in understandable terms the true extent of their obligations.”
1 later decision quote this exact passage · from the majority“differs from the general definition of interest rate because it considers, by definition, a broader range of finance charges when determining the total cost of credit as a yearly rate”
1 later decision quote this exact passage · from the majority“[t]he cost of your credit as a yearly rate,”
1 later decision quote this exact passage · from the majority
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.