Veale v. Citibank, F.S.B.’s Empirical Analysis
85 F.3d 577 · 1996
Citation profile
20 federal appellate · 6 district · 4 state decisions
How this case has been cited
Cited by 61 later decisions — most recently May 2020 · most notably Coral Springs Street Systems, Inc. v. City of Sunrise (2004), DeKalb County School District v. Schrenko (1997)
20 federal appellate · 6 district · 4 state decisions
Later decisions citing this case, by decade. The current decade is in progress, and our corpus holds fewer opinions from the most recent years, so the latest bars are undercounted — not a real decline.
Relationships
Relies on Fidelity Union Trust Co. v. Field · Huddleston v. Dwyer · United States v. Thomas · Rodash v. AIB Mortgage Co.
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 61 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“Except as otherwise provided in this section, the amount of the finance charge in connection with any consumer credit transaction shall be determined as the sum of all charges, payable directly or indirectly by the person to whom the credit is extended, and imposed directly or indirectly by the creditor as an incident to the extension of credit.”
2 later decisions quote this exact passage“TILA does not require perfect notice; rather it requires a clear and conspicuous notice of rescission rights.”
2 later decisions quote this exact passage“NOTICE OF RIGHT TO CANCEL... You are entering into a transaction that will result in a mortgage on your home. You have a legal right under federal law to cancel this transaction, without cost, within THREE (3) BUSINESS DAYS from whichever of the following events occurs last: (1) The date of the transaction, which is December 15,1994; or (2) The date you received your truth in lending disclosures; or (3) The date you received this notice of your right to cancel.... HOW TO CANCEL If you decide to cancel this transaction, you may do so by notifying us in writing at: AVCO FINANCIAL SERVICES 7164-D E. FURNACE BRANCH RD GLEN BURNIE, MD 21060 You may use any written statement that is signed and dated by you and states your intention to cancel and/or you may use this notice by dating and signing below. Keep one copy on [sic] this notice because it contains important information about your rights. If you cancel by mail or telegram, you must send the notice no later than MIDNIGHT of DECEMBER 19, 199k (or MIDNIGHT of the THIRD BUSINESS DAY following the latest of the three events Usted above). If you send or deliver your written notice to cancel some other way, it must be delivered to the above address no later than that time. I WISH TO CANCEL [[Image here]]”
1 later decision quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.