Lexington Insurance Company v. St Louis University’s Empirical Analysis

Citation profile

3 federal appellate · 1 district · 3 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 13 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “defines the limits of the insurer's obligation.”

   2 later decisions quote this exact passage · from the majority
   e.g. Smith v. Car Transportation Company · Topp's Mech., Inc. v. Kinsale Ins. Co.

2. “This is because, unlike an occurrence policy in which coverage is triggered by the occurrence of a negligent act or omission during the coverage period, a claims made policy provides coverage when the act or omission is discovered and brought to the attention of the insurer, regardless of when the act or omission occurred. Because the reporting requirement helps define the scope of coverage under a claims made policy, to excuse a delay in notice beyond the policy period would alter a basic term of the insurance contract. (Citation omitted.)”

   1 later decision quote this exact passage · from the majority
   e.g. Wittner, Poger, Rosenblum & Spewak, P.C. v. Bar Plan Mutual Insurance Co.

3. “need not prove prejudice to deny coverage if the [insured] failed to report the [claim] within the policy term”

   1 later decision quote this exact passage · from the majority
   e.g. Prodigy Communications Corp. v. Agricultural Excess & Surplus Insurance Co.