Smith v. Foremost Ins. Co.’s Empirical Analysis
2004
Citation profile
Relationships
Applies 15 U.S.C. § 1640 (§ 130 of the Truth in Lending Act)
Relies on 475 So. 2d 666 - Moore v. Morris · 335 So. 2d 815 - Thayer v. State · State ex rel. Szabo Food Services, Inc. of North Carolina v. Dickinson · 338 F. Supp. 642 - Gerlach v. Allstate Insurance Company · 778 So. 2d 932 - Carter v. Brown & Williamson Tobacco Corp.
Most-quoted passages
The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 1 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.
“A general lines agent may make reasonable service charges for financing insurance premiums on policies issued or business produced by such an agent or agency.... The service charge shall not exceed $3 per installment. The maximum service charge shall not exceed $36 per year. In lieu of such service charges, an insurance agent or agency, at the sole discretion of such agent or agency, may charge a rate of interest not to exceed 18 percent simple interest per year on: (a) The unpaid balance; or (b) The average unpaid balance as billed over the term of the policy and subject to endorsement changes”
1 later decision quote this exact passage
How this case has been treated — in progress
Whether each later court followed, distinguished, criticized, or overruled this decision. The treatment classification (task #35) runs highest-cited cases first and lights up here as it reaches this one.