Jackson v. Grant’s Empirical Analysis

Citation profile

17 federal appellate · 15 district · 3 state decisions

Most-quoted passages

The sentences later courts lift from this opinion, ranked by how many decisions quote each — the parts of the opinion doing the work. These counts are smaller than the citation total above because most of the 62 citing decisions cite the case generally; a passage count includes only decisions quoting that exact language verbatim.

1. “(a) Consumer’s right to rescind. (l)(i) Except as provided in paragraph (a)(1)(h) of this section, in a credit plan in which a security interest is or will be retained or acquired in a consumer’s principal dwelling, each consumer whose ownership interest is or will be subject to the security interest shall have the right to rescind: each credit extension made under the plan; the plan when the plan is opened; a security interest when added or increased to secure an existing plan; and the increase when a credit limit on the plan is increased. (3) The consumer may exercise the right to rescind until midnight of the third business day following the occurrence described in paragraph (a)(1) of this section that gave rise to the right of rescission, delivery of the notice required by paragraph (b) of this section, or delivery of all material disclosures, whichever occurs last. If the required notice and material disclosures are not delivered, the right to rescind shall expire 3 years after the occurrence giving rise to the right of rescission, or upon transfer of all of the consumer’s interest in the property, or upon sale of the property, whichever occurs first. In the case of certain administrative proceedings, the rescission period shall be extended in accordance with section 125(f) of the act.”

   2 later decisions quote this exact passage · from the majority
   e.g. Gibbons v. Interbank Funding Group · 515 F. Supp. 2d 1176 - Amonette v. Indymac Bank, F.S.B.

2. “If an essential element of the contract is reserved for the future agreement of both parties, there is generally no legal obligation created until such an agreement is entered into.”

   2 later decisions quote this exact passage · from the majority
   e.g. Richard Roth Richard Roth Productions v. Gabriel Garcia Marquez Carmen Balcells, Richard Roth Richard Roth Productions, Plaintiffs-Cross-Appellees v. Gabriel Garcia Marquez Carmen Balcells, Defendants-Cross-Appellants · Roth

3. “until midnight of the third business day following the consummation of the transaction or the delivery of the information and rescission forms ... together with a statement containing the material disclosures required.”

   1 later decision quote this exact passage · from the majority
   e.g. Grimes v. New Century Mortgage Corp.