Accident insurance

that form of insurance which undertakes to indemnify the assured against expense, loss of time, and suffering resulting from accidents causing him physical injury, usually by payment at a fixed rate per week while the consequent disability lasts, and sometimes iucluding the payment of a fixed sum to his heirs in case of his death by accident within the term of the policy. See Employers' Liability Assur. Corp. v. Merrill, 155 Mass. 404, 29 N. E. 529.

— Burglary insurance. Insurance against loss of property by the depredations of burglars and thieves.

— Casualty insurance. This term is generally used as equivalent to "accident" insurance. See State v. Federal Inv. Co.., 48 Minn. 110, 50 N. W. 1028. But in some states it means insurance against accidental injuries to property, as distinguished from accidents resulting in bodily injury or death. See Employers' Liability Assur. Co.rp. v. Merrill, 155 Mass. 404, 29 N. E. 529.

Defined under Insurance in Black's Law Dictionary.