Total disability
Ballentine's Law Dictionary · James A. Ballentine · 1916
Ballentine's Law Dictionary
An accident insurance, a condition wherein one’s injuries are such that common care and prudence require him to desist from transacting any business pertaining to his occupation in order to effect a cure, as well as actual disability to do so.
See 69 Minn. 14, 65 Am. St. Rep. 542, 38 L. R. A. 537, 71 N. W. 696.