Overdraw

To draw upon a person or a bank, by bills or checks, to an amount in excess of the funds remaining to the drawer's credit with the drawee or to an amount greater than what ls due. The term "overdraw" has a definite and well-understood meaning. Money is drawn from the bank by him who draws the check, not by him who receives the money ; and it is drawn upon the account of the individual by whose check it is drawn, though it be paid to and for the benefit of another. No one can draw money from bank upon Ms own account, except by means of his own check or draft, nor can he overdraw his account with the bank in any other manner.

State v. Stimson, 24 N. J. Law, 478, 484.