consumer reporting agency
Defined in 2 dictionaries — Case Law, U.S. Code
Definitions from Case Law
From 578 U.S. 330 - Spokeo, Inc. v. Robins · 2016Most cited · 2,207 citing opinions
any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports." § 1681a(f).
United States Code
5 U.S.C. § 11001 — in this section (2 versions over time)
the term “consumer reporting agency” has the meaning given that term in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a);
15 U.S.C. § 1681A — in this section
The term “consumer reporting agency” means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.
15 U.S.C. § 1681C — under this section (5 versions over time)
The term “consumer reporting agency” means a consumer reporting agency described in section 1681a(p) of this title.
15 U.S.C. § 1681C — under this section (5 versions over time)
The term “consumer reporting agency” means a consumer reporting agency described in section 1681a(p) of this title.
20 U.S.C. § 1088 — for purposes of this subchapter (2 versions over time)
For purposes of this subchapter, the term "consumer reporting agency" has the meaning given the term "consumer reporting agency that compiles and maintains files on consumers on a nationwide basis" in Section 1 1681a(p) of title 15.
31 U.S.C. § 3701 — in this chapter (4 versions over time)
“consumer reporting agency” means—
(A) a consumer reporting agency as that term is defined in section 603(f) of the Fair Credit Reporting Act (15 U.S.C. 1681a(f)); or
(B) a person that, for money or on a cooperative basis, regularly—
(i) gets information on consumers to give the information to a consumer reporting agency; or
(ii) serves as a marketing agent under an arrangement allowing a third party to get the information from a consumer reporting agency.
38 U.S.C. § 5701 — under this title (8 versions over time)
The term “consumer reporting agency” means—
(i) a consumer reporting agency as such term is defined in subsection (f) of section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a(f)), or
(ii) any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of (I) obtaining credit or other information on consumers for the purpose of furnishing such information to consumer reporting agencies (as defined in clause (i) of this paragraph), or (II) serving as a marketing agent under arrangements enabling third parties to obtain such information from such reporting agencies.
50 U.S.C. § 438 — for purposes of this subchapter
the term “consumer reporting agency” has the meaning given such term in section 1681a of title 15;