Contained

See Premises, 3. Buggies insured as " contained in " a livery-stable were destroyed while in a factory for repairs. Held, that the words quoted were a warranty as to property whose use did not require removal.* The description of a horse as " contained in " a bam, in a policy against lightning, was held not to be a contract that the horse was to be kept all the time in the barn. " Danger from lightning exists almost wholly in the summer season, when stock of all kinds upon farms is kept in the fields. A policy which covered stock only when in the bam would not fm-nish indemnity." * Household furniture, described in a policy as " contained in" a certain house, was removed, without the insurer's knowledge, to a house on another street, where it was destroyed by fire. Held, that as the statement of locality was to be construed as a continuing warranty, the insured could not refcover.' A seal-skin dolman, insured as wearing apparel by a policy describing it as " contained in " a particular dwelling-house, was burned while in the store of a furrier, to which it had been sent for repair. Held, that the insurer was liable, although the risk was increased: temporary removal or absence being necessarily incident to the use of such property, and presumptively contemplated by the parties.'